Charlie Javice Bio, Age, Height, Husband, Sentenced, Net Worth
Charlie Javice Biography
Who is Charlie Javice?
Charlie Javice (born March 14, 1993) is an American-French entrepreneur. She grew up in Westchester County, New York. Her father worked in finance and her mother was a teacher and coach. She attended the French-American School of New York. Javice studied at Wharton, University of Pennsylvania, finishing a finance and legal studies degree in three years.
She launched PoverUp while in college to promote microfinance clubs. In 2016, she founded Frank, a fintech startup designed to simplify the FAFSA student aid process. The platform attracted venture funding and gained wide attention. Javice appeared on Forbes 30 Under 30 and Crain’s 40 Under 40 lists.
In September 2021, JPMorgan Chase acquired Frank for $175 million. Javice became a managing director at the bank. However, JPMorgan later claimed she had inflated user numbers, accusing her of fraud.
In April 2023, federal prosecutors charged her with wire fraud, securities fraud, bank fraud, and conspiracy. A jury convicted her in March 2025. On September 29, 2025, she received 85 months in prison.
Her story highlights the risks of startup fraud, lack of due diligence, and broken trust in fintech. Charlie Javice’s biography remains a cautionary tale for entrepreneurs and investors.
Charlie Javice Age
How old is Charlie Javice?
Charlie Javice was born on March 14, 1993. As of September 2025, she is 32 years old and will turn 33 in March 2026. She became widely known through her role as the founder of Frank, a fintech startup focused on simplifying the FAFSA student aid process.
Charlie Javice’s Height
How tall is Charlie Javice?
Charlie Javice’s height is not officially confirmed, but she is about 5 feet 6 inches tall. She has an average build that complements her professional appearance. While her career achievements gained more attention than her physical traits, her estimated height adds perspective to her public profile.
Charlie Javice Husband
Charlie Javice has not publicly confirmed a husband or spouse. However, she has a long-time partner, Elliot Bertram, who supported her through legal challenges. Observers say her partner wrote a letter highlighting her fertility struggles during sentencing arguments. Thus, while she remains unmarried, Javice maintains a committed relationship with Bertram.
Charlie Javice and JPMorgan: A Tumultuous Partnership
Charlie Javice sold her fintech startup Frank to JPMorgan Chase in September 2021 for $175 million. In the deal, she joined JPMorgan as managing director, overseeing student-focused digital products. Over time, JPMorgan began to question her reported user metrics. The bank alleged she had inflated Frank’s customer numbers to mislead it. In late 2022, JPMorgan suspended Javice and ultimately terminated her “for cause.” Later, JPMorgan filed a lawsuit seeking damages and accusing Javice of fraud and misrepresentation. In March 2025, a jury found her guilty of defrauding JPMorgan via false data. The case remains one of the most prominent recent fintech fraud scandals, spotlighting the risks institutions face when acquiring startups.
Charlie Javice and Frank: The Startup That Led to a High-Profile Fintech Fraud Case
Charlie Javice founded Frank in 2016 to help students complete the FAFSA federal aid form more easily. Frank pitched itself as a fast, user-friendly fintech tool for college financial aid. She positioned Frank to bridge the confusing FAFSA process and schools. In September 2021, JPMorgan Chase acquired Frank for $175 million. Under the deal, Javice joined JPMorgan to lead student-focused digital products. However, JPMorgan later accused Frank of inflating user metrics. The bank claimed Javice and her team misrepresented Frank’s actual customer count to close the deal.
By December 2022, JPMorgan filed suit against Javice and Frank’s growth officer, Olivier Amar, alleging fraud and misrepresentation of data. Meanwhile, JPMorgan shut down the Frank website in early 2023. In April 2023, federal prosecutors indicted Javice and Amar on charges tied to the alleged Frank fraud. Then on March 28, 2025, a jury convicted both of fraud, conspiracy, and related crimes in connection with the Frank acquisition. Frank’s story shows how startup hype and unverified metrics can lead to catastrophic fallout when scrutiny intensifies.
Charlie Javice: Trial, Conviction, and Sentencing
Is Charlie Javice convicted?
Charlie Javice stood trial in Manhattan federal court in early 2025. The jury convicted her on March 28, 2025 of bank fraud, securities fraud, wire fraud, and conspiracy. Prosecutors asserted she inflated user numbers to mislead JPMorgan Chase in its $175 million acquisition of her fintech startup, Frank. Javice maintained her innocence throughout the trial but did not convince jurors.
On September 29, 2025, the court sentenced her to 85 months in prison, equivalent to just over seven years. The judge also ordered her to pay $288 million in restitution and forfeit $22 million. Nevertheless, the court allowed her to remain free on bail during her appeal. Javice delivered a tearful apology and acknowledged the gravity of her misconduct. Meanwhile, she promised to rebuild and restore trust. Her case remains one of the highest-profile fintech fraud convictions in recent years. It underscores the legal risks of misrepresentation, inflated metrics, and weakened due diligence in startup acquisitions.
Charlie Javice Parents: Father and Family Background
Charlie Javice’s father is Didier Javice, a French national with a long career in asset management and hedge funds. Meanwhile, her mother, Natalie, worked as a life coach and previously taught in education. Javice grew up with a sibling, Elie, who later pursued his own career. Her parents divorced during her youth. Consequently, she split time between their homes in Westchester County, New York. Her father’s finance background and her mother’s focus on personal development influenced her entrepreneurial ambitions from an early age.
Charlie Javice’s Education
Charlie Javice attended the French-American School of New York, gaining bilingual and international exposure early. She later enrolled at the Wharton School, University of Pennsylvania. While at Wharton, she completed a bachelor’s degree in finance and legal studies in just three years. During her undergraduate years, she founded PoverUp, a platform to promote microfinance clubs among students. She also served on the Board of Overseers for Penn Hillel, enhancing her campus leadership role. Her educational path combined academic rigor, entrepreneurial ambition, and social impact focus.
Charlie Javice Documentary
Documentaries and video specials have dramatized Charlie Javice’s Frank fraud saga. For instance, the series “$175M Fraud: Tech CEO Sells JPMorgan a Fake Company” explores her alleged misrepresentations. Additionally, “Charlie Javice & The Frank Fraud: Barely Legal” reconstructs the timeline of her startup’s rise and collapse. These productions use interviews, news clips, and court documents to portray the trial, conviction, and sentencing phases. Moreover, they contrast her early acclaim as a Forbes 30 Under 30 founder with later accusations of fraudulent metrics. Through this lens, the documentaries interrogate startup hype, trust, and ethical boundaries in fintech culture.
Charlie Javice’s Instagram
Charlie Javice runs an Instagram account under the handle @charlie.javice. She shares updates on her trial, conviction, and legal journey. Her posts also cover fintech commentary, personal reflections, and public responses. Overall, her Instagram attracts both critics and supporters who follow her ongoing story.
Charlie Javice Net Worth
Charlie Javice’s net worth is now mostly tied to estimates rather than confirmed figures. At the peak of her career, she likely held assets worth between $20 million and $30 million following the sale of Frank. However, legal fees, restitution demands, and fraud conviction penalties have greatly reduced that amount. Her net worth could now be under $5 million, though exact figures remain uncertain due to ongoing financial and legal proceedings.
